We are one of the prominent Home Loan Consultants in the Kota, Rajasthan, India. We make it possible for the individuals to enjoy housing loans facilities for construction or purchase of flats/apartments and houses. One could also take advantage of the home loans for renovating or restructuring their current place of residence. With our association with trusted banks in the market, we are able to offer you reliable services where our team professionals help you decide for the type of loan scheme best suited to your financial condition. We help you in getting Home Loan based on your individuals need and preferences. Types Of Home Loans

• Home Loans
• Home Improvement Loans
• Home Extension Loans
• Loans to professionals for office or clinic
• Home Equity Loans (Loan against Property)
• Short Term Bridging Loan

Home Loan Advantages

• Counseling and advisory services for acquiring a property
• Instant Home Loan Approval
• Loan approval even before a property is selected
• Flexible loan repayment options like Step Up Repayment Facility, Flexible Loan installments Plan, Tranche Based EMI, Accelerated Repayment Scheme
• Most experienced and empowered personnel to ensure smooth & easy processing
• Free & safe document storage

Added Advantage With Us

• No prepayment charges
• No hidden Cost

We have established ourselves as the major Mortgage Loan Consultant in Kota, Rajasthan. We provide Mortgage Loan Consultancy for various types of individuals like salaried person as well as self employed. All conditions including payment of margin money are set as per RBI Guidelines. We help out the clients by explaining them about different benefits and conditions involved in getting Mortgage Loan. Our financial experts provide the clients with every bit of necessary information and the clients can stay rest assured of getting proper value for the mortgaged property. Mortgage Loans for

• Salaried person
• Self employed

Loans Processing Time

• Minimum 7 - 10 days

Additional Requirements - For Salaried Persons

• Employer's salary certificate in our format/and latest salary slip.
• Identity card of applicant/s
• TDS certificate of applicant/s
• PF/ESIS slip of applicant/s

Prakash Associates is a reliable name when it comes to seek Business Loans Consultancy. We offer relevant Business Loans Solutions to the clients, who are planning to take Business Loans from LIC. Many of LIC plans are of endowment type and you would be allowed to raise a loan against your policy to get the funds. You repay the loan with interest or continue paying the interest and allow the loan to be deducted at the time of payment of the claim. Further, loans on policies are also allowed after deduction of earlier out standings. Policy LoansThe Corporation can grant a loan to the policyholder against his policy as per the terms and conditions applicable to the policy. The requirements for granting a loan are as under:

• Application for loan with an endorsement of terms and conditions of the loan being placed on the policy
• Policy to be assigned absolutely in favor of the Corporation
• A receipt for the loan amount

The maximum loan amount available under the policy is 90% of the Surrender Value of the policy (85% in case of paid up policies) including cash value of bonus. The rate of interest charged on loans is at 10-1/2% to be paid half-yearly. The minimum period for which a loan can be granted is six months from the date of its payment. If repayment of loan is desired within this period the interest for the minimum period of six months will have to be paid. In case the policy becomes a claim either by maturity or death within six months from the date of loan, interest will be charged only up to the date of maturity/death.

Prakash Associates is one stop destination where one can get reliable consultancy for Loan Against Property. The company is chiefly engaged in offering dependable solutions for HDFC Home Equity Loans that help the client encashing the present market value of the property by taking a loan by mortgaging the property. Be it a loan for education, marriage or any other purpose, Prakash Associates will provide the best solution, suiting your requirements. Loan Against Property Can Be For

• Education
• Marriage Expenses
• Medical Expenses
• Property
• Residential
• Non Residential
  • Should be Fully Constructed
  • Should be a Freehold property having a clear and marketable title

Being the reputed Life Insurance Consultant, we provide various Life Insurance Policies to our client, as per there requirement. Our clients get all the help to deposit their premium amount without any difficulty. We have a team of qualified and experienced professionals who are capable for explaining the different schemes and allow you to select the one of your choice. They also help you get the amount once the policy has matured.

We have gained huge appreciation of the clients as the efficient and reliable Medical Insurance Consultant in Kota, Rajasthan. We have a staff of licensed health insurance adjusters, comprised of nurses, attorneys, pharmacists and other health insurance professionals. They contact the providers to negotiate your costly medical claims. Our insurance experts put in their best efforts to get you the claim amount without any difficulty. We assist you right from the beginning of the process till the end and make sure that you are not left alone in the endeavor.

We are the reputed Income Tax Consultant in Kota, Rajasthan. For filing simple to complex returns, we provide our clients with Income Tax Consultancy Services. Our team of income tax experts has in-depth knowledge of Income Tax Law and strictly abides by the laws in rendering the service. Our Income Tax Consultancy Services are available for the individuals, firms, companies, corporate and others. We assist the clients in understanding various types of documentation involved in the process and make it easy for them to file their income tax return.