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Real estate is india's rapidly developing business segment and multiple financial institutions including banking and non banking are offering loans for new construction i.e., construction finance under project finance loan. Loan sanctioned to construct or develop a new real estate project including both residential as well as commercial is known as construction loan under project finance department. An individual or a firm or company engaged in the business of real estate development or construction (builder) can avail this construction finance under project finance loan department. Project finance construction finance is the long term financing of infrastructure based upon the projected cash flows of the project rather than the balance sheets of the project sponsors. This construction loans finance are most commonly non-recourse loans, which are secured by the project assets and paid entirely from project cash flow. This construction finance is typically secured by all of the project assets, including the revenue-producing contracts. Project finance lenders are given a lien on all of these assets, and are able to assume control of a project if the project company has difficulties complying with the loan terms. Cfpl are specialized in arrangement of project finance to builders & developers through banks and financial institution which cfpl has developed through trust and experience over decades. Customizing our services to your unique requirements, we will develop and execute a financing that will maximize the economic value of your project. Project finance is the long term finance based upon the projected cash flow of the project. Cfpl offers customize service to customers according to their requirements based upon their projects and experience.

Car refinance loan is a secured loan like mortgage loan. In car refinance the bank's and nbfc mark a lien on your paper and still the customer can use his car as usual. Interest rates in car refinance are similar to personal loan, but in car refinance the documents are less. Even if you car is not on loan you can avail car refinance. You only need to give few details about your car such as model, year of manufacture. Etc. if your car is already financed you need not worry your lien will be transferred from present lender to new lender .car refinance is the easiest and simplest way to get funds. Like personal loan in car refinance the end use of the funds is not monitored. There is a difference between the traditional car loan and a car refinance loan. The former is purchase of a car while car refinance is used to solve your money requirement by pledging a car you already own. If you are looking for urgent expenses to be met like marriage, for education or medical expenses. car refinance is the best option. In car refinance the most important document is the r.c book copy and insurance copy. However financial documents also need to be submitted. The car refinance loan is essentially a secured loan like a home mortgage loan. However in car refinance the process is much simpler and much faster. The car refinance loans allow you to take a loan on your existing car, by pledging the car registration papers with banks and nbfc. So, if you have a requirement for money and you own a car, then car refinance is a viable option when compared to the personal loan. Creative finserve will help you to give the best deal possible in car refinance with help of our professionals.

Lease rental discounting (lrd) is a term loan offered against rental receipts derived from lease contracts with corporate tenants. In lease rental discounting loan is provided to the lesser based on the discounted value of the rentals and the underlying property value. Being a property owner, you earn fixed rentals from your property investments at periodic intervals. But with lease rental discounting services, you have an opportunity to get these rentals in a lump sum amount at attractive discount rates. You can then utilize these funds to generate further assets, which can yield higher returns. Furthermore, these funds can also be deployed for the expansion of your business activities. It is another method to obtain finance from bank or other financial institute or lending institutes. Lease rent discounting (lrd) consideration is between the borrower who owns the premises, the tenant who has rented the said premises or taken on lease and the bank or financial institute or corporate. The rent is considered as fixed income over a stipulated time i.e. Lease or rent period or tenure. The agreement is between the borrower and lender and the major term of repayment is the rent which is directly deposited with the lender and not with the borrower. In lease rent discount (lrd) the borrower is sanctioned a loan based upon the rent to be collected over the period of lease.

Credit card receivables also known as credit card factoring, is a viable source of financing to small businesses who are unable to receive traditional loans or looking for additional loan. A credit card receivable service provider takes a look at a business's credit card sales to determine its feasibility. With Facility against Credit Card receivables, a merchant outlet with a POS machine can avail of either a Business Loan or an Overdraft Facility on the basis of the yearly sales that takes place on the credit card POS machine. Business loan of up to Rs. 3 crores can be availed. Unlike traditional lenders, providers of credit card receivables consider a business's future credit card sales an asset. These companies purchase a percentage of predicted credit card sales at a discounted rate. When it is time for credit card processors to collect on credit card sales, they are directed to transfer a predetermined fixed percentage along to the credit card factoring companies. Whether you are a restaurant owner, a retailer or an entrepreneur in general, you can take advantage of credit card receivable factoring specifically for your business. Credit card financing services particularly look to restaurants or retailer because restaurants and retailers tend to process a lot of credit card sales. Since 92% of small businesses can't get money from banks for various reasons, credit card receivable financing is especially useful to service providers and other small entrepreneurs as a quick alternative funding resource. Don't confuse credit card factoring with accounts receivable factoring, where invoices - not credit card receivables - are purchased at a discount before their due date in exchange for cash payment. Businesses use this funding for quick capital as well.

Overdraft is an extention from financial institution when an account reaches zero. In this situation the bank covers cheques which would otherwise bounce. As per the bank records the bank decides on the authorized overdraft limit and the interest charged at the agreed rate. The maximum overdraft limit is sanctioned by the bank and is agreed upon by the customer. The excess amount withdrawn is charged interest upon and must be settled by the customer on demand from the bank.

Unsecured business loan are available to small and medium enterprises for all your working capital needs. Capital is a vital component for the success of commerce today. Irrespective of whether a firm is in proprietorship or big organization, finance holds the key to its development, and managing finance is certainly not a child's play. Keeping all in this mind several institution have come up with unsecured business loan to help budding and existing entrepreneurs. If one is not having the finances at that time, he might well opt for a unsecured business loan which is designed specifically to fulfill urgent business requirements. These loans not only help in expanding a business, but also play a vital role in modernizing and improving small as well as medium scale business. Unsecured business loan is similar to a personal loan, but is specifically designed for business use. With unsecured business loan, you are lent a certain sum of money over a period of years, and the interest rate and monthly payments are fixed over the term. Some unsecured business loan providers offers to short-term finance. In addition, some providers specialize in unsecured business loans, while others focus on start-up business loans for new businesses. Unsecured business loans can help with cash flow, and help to tide you over when times are tough by offering access to short-term finance. Other loans can help you borrow over a longer period - if, for example, you need to pay for one-off business expenses, or to fund expansion plans. Unsecured business loans can prove vital when managing the demands of employees, clients and cash flow for a smaller business. With some types of unsecured business loans, you can set out how much you want to borrow and for how long. Some offer flexible repayment options, while others come with no early repayment fees.

Having an overdraft feature on your bank account gives numerous benefits.Drop Line Overdraft account protection is a customized feature which lets you spend beyond what is in your account. If you are qualified, your financial institution can give you overdraft protection although it usually comes with a fee. It is not uncommon to be charged a fee as well as a percentage rate on the amount of money that you use in your overdraft. Drop Line Overdraft protection can be extremely useful in the event that you do not have enough money in your account for a pre-authorized bill. If you are protected by overdraft you will not get charged a non-sufficient funds fee which accompanies a payment in the event that it is declined by your financial institution. It can also be a great back up for unexpected expenses. If you need to dig into your overdraft account in an emergency situation overdraft provides peace of mind that it is there for you to do so. Drop Line Overdraft is a facility granted to you whereby you can overdraw your current account up to an agreed limit. Drop Line Overdraft is an efficient form of borrowing as you pay interest only for the time you use the money. It gives you flexibility. You can at any time deposit money into the account to reduce the outstanding balance or can draw out money whenever you need it as long as you do not exceed the limit. Interest is calculated daily on the fluctuating outstanding balance and is normally charged at the end of each month. Drop Line utilized determines the interest that will be payable by the customer. Drop Line Overdraft is a flexible product offering that allows you facility against residential or commercial property. This product is useful for professionals, Sole Proprietors, Proprietorship Firms, Partnership Firms or a Private Limited Company.