Our Services
The purchase of a house or residential property is a dream come true in the present times. The Home Loans or Housing Loans have come up as an ideal arrangement for the financial resources that are required. We are one of the reputed companies offering full assistance in the procurement of the Home Loans. Any qualifying individual can avail a Home Loan subject to the purpose of owing a residence only. Home Loans are not sanctioned to purchase any commercial premises like shops, offices, warehouses or factories. Home Loan is a type of secured loan as the house or residence purchased is mortgaged to the lending institution till the full and final payment of the loan amount. This is a long term loan and the Home Loan repayment period could be anywhere between 5 years to 30 years. The rate of interest generally varies within the range of 8 % to 13% depending upon institution to institution. Floating interest and fixed interest are the available interest calculation options to the borrower of Home Loan/Housing Loan in India.
The company offers complete assistance in the procurement of the Unsecured Loans. The company has long-term contacts with some of the leading Unsecured Loan providers and can effectively arrange for Unsecured Loans. Business Loans is also an individual loan taken to mitigate the business requirements. Business Loans sanctioning authorities generally seek a professional project report with immediate and future projections of business transactions, cash flow and gross profit. No collateral security, mortgage or group members’ guarantee is needed against the business loan.It is an unsecured loan. Business Loan is type of personal loan only but sanctioned to serve the purpose of running a small business. The criterion to get a business loan is not the status of the business but the personal status of finance or capacity of repayment.
Many established business persons too sometimes find themselves in the need of funds and opt for business loan to raise the same. The lending institutions do not prefer to provide startup or seed capital to new business ventures and avoid risk, but are willing to provide funds to those who already have a running business. Generally this type of loan (Business Loan) is provided for business growth purpose.
A Personal Loan is an all-purpose loan. It is absolutely hassle free and you can do virtually anything under the sky with the money, as long as you pay off the installments in time. It is an unsecured loan without guarantors, securities, hypothecation or any mortgages. With minimum paper work you can now get a personal loan to fulfill any dream/aspirations of yours or anyone special to you. Personal loans come in handy to immediately payoff huge outstanding amounts on your credit cards or other bills. Short term cash needs are best fulfilled by taking a personal loan. A personal loan can also be used to fulfill a business need as well.
Benefits
The company offers assistance for the procurement of the Project Loans. The Project Loans or the Project Finance is a long term financing of the infrastructure and industrial manufacturing projects based upon the projected cash flows of the project rather than the balance sheets of the project sponsors. Practically, a Project Loan also known as project financing, involves equity investors, known as sponsors, as well as banking and other financial institutions that provide loans to the operation. The Project Loan are most commonly non-recourse loans, which are secured by the project assets and paid entirely from project cash flow, rather than from the general assets or credit-worthiness of the project sponsors, a decision in part supported by financial modeling. The funding is typically secured by all of the project assets, including the revenue-producing contracts. project lenders are given a lien on all of these assets, and are able to assume control of a project if the project company has complications complying with the loan terms. We offer Project Financing Services by arranging Project Loans from nationalized banks at very competitive terms.
Our Role
Project ReportIt is the detailed work plan of the project. It is the estimated figures for various items so as to predict the future earnings of the project, on the basis of which the finance request is pitched to the banks, which to a great extent rely on the estimated figures to arrive at the financing decision. We provide Project Report preparation service, so that a favorable proposal could be pitched to the banks for project financing.
CMA DataThe full form of CMA is Critical Monetary Analysis. It is required by Banks and other financial institutions, to introspect or study the minutes of balance sheet and other financial statements of a body corporate for financing their projects. In other words it is the detailed explanation of the balance sheet and other financial ratios of the Firm or any other Body corporate. We provide high quality CMA data preparation services that are well accepted by banks.
The company offers services for the sourcing of the Working Capital Loan and is based in Kolkata. The Working Capital Loans can include Cash Credit, Over Drafts, Packing Credits and Post Shipment Finances. The experience of the company and the astute team of the company ensure that the clients get the best Working Capital Loans on favorable terms.
Working Capital Loans Include