My Advisers

Contai, Medinipur, West Bengal

A Business Loan is a financial facility designed to support business needs such as expansion, working capital, inventory purchase, equipment upgrade, or cash flow management. It can be secured or unsecured, depending on the loan amount, business profile, and lender criteria.   Business loans offer flexible funding, structured EMIs, and quicker access to capital compared to traditional financing. Eligibility is based on business turnover, profitability, credit history, and operational stability.   With My Advisers, business owners receive expert guidance, access to multiple banks and NBFCs, transparent loan comparisons, and support in choosing the right loan structure and affordable repayment, helping businesses grow without unnecessary financial stress.

A Personal Loan is an unsecured loan offered by banks and NBFCs to meet urgent financial needs such as medical expenses, education, weddings, travel, home renovation, or debt consolidation. Since no collateral is required, approval is based on income, credit score, and repayment capacity. Personal loans come with fixed EMIs , quick approval, and flexible usage, but they carry higher interest rates compared to secured loans. They are best used for genuine needs and should be taken only when repayment is comfortably manageable. With My Advisers , borrowers receive expert guidance , access to multiple lenders, transparent terms, and support in choosing the right loan amount and affordable EMI , ensuring financial stability rather than stress.

A Mortgage Loan, also known as a Loan Against Property (LAP), is a secured loan where residential or commercial property is pledged to obtain funds for major financial needs such as business expansion, education, medical expenses, or debt consolidation.   Because the loan is backed by property, mortgage loans offer lower interest rates, higher loan amounts, and longer repayment tenures compared to personal loans. Eligibility depends on property value, income, credit profile, and repayment capacity.   With My Advisers, mortgage loans are planned carefully to ensure the right loan amount, affordable EMI, and trusted lender, helping customers unlock their property’s value responsibly without risking financial stability.

Life Insurance is a financial protection tool designed to secure your family’s future in case of unforeseen events. It ensures that dependents can manage daily expenses, repay liabilities, and achieve important goals even if the primary income earner is no longer around.   A term insurance plan offers high coverage at an affordable premium and is the most effective form of life insurance for salaried and self-employed individuals. Life insurance is about protection, not investment, and should be planned before starting wealth creation.   With My Advisers, life insurance is planned ethically and responsibly—helping individuals choose the right coverage, policy term, and premium based on real needs, without mis-selling or unnecessary complexity.

Health Insurance is a financial protection plan that covers medical expenses such as hospitalization, surgeries, treatments, and emergencies. It helps individuals and families manage rising healthcare costs without disturbing savings or investments.   A good health insurance policy provides cashless treatment, wide hospital network coverage, and financial security during unexpected medical situations. It is essential for salaried individuals, families, and senior citizens, regardless of employer-provided coverage.   With My Advisers, health insurance planning is simple, transparent, and need-based, helping customers choose the right coverage at the right premium while avoiding gaps, hidden clauses, and unnecessary policies.