Oyster Project Funding

NIT, Faridabad, Haryana

Being the earliest entrant in private equity, oyster has been responsible for the first investments of a number of reputed international private equity & venture capital investors into india. It enjoys one of the widest reaches of quality relationships and has an enviable reputation with some of the most respected & sought after investors. Oyster interacts closely with almost all the private equity / venture capital investors on an ongoing basis and has deep understanding of their culture, functioning, investment philosophy & preferences which helps facilitate the most appropriate investor - company fit and deliver the best transaction.

Oyster is one of the leading merger and acquisition advisory firms today, taking a top spot in many of the rankings for this sector. The firm’s in-depth expertise extends to a wide range of strategic m&a transactions, including asset purchases and dispositions, restructurings and reorganizations. With its strong relationships with many of the leading financial sponsors groups, oyster is also able to help clients gain access to today’s growing pool of private equity financings. the m&a business is a critical component underpinning the firm's global integrated model and leading financing franchise. oyster dedicated corporate defense team also has significant expertise and experience in providing corporate defense advisory services to clients in public and private situations.

Debt syndication is an arrangement made between two or more banks/financial institutions to provide the borrower a credit facility using common debt documents. Debt syndication is the process of dispensing the money advanced in, generally a large loan, to a number of enterprises or investors. It is general to use debt syndication when the loan required, in order to fund a company or set aside a company from bankruptcy. by employing debt syndication, several banks, investment firms or other companies share both the profits and the risk of making a large loan. A decline in the number of available lenders has complicated debt syndication. While banks are regularly the primary lenders, they can be involved in deals with less outlay, thus reducing their risk. banks are likely to employ debt syndication, because they are more watchful about taking on more risky investments. In fact banks may advance little money but act more as the principals in arranging a deal between several investors. Our debt syndication wing encompasses funding activities for diverse business requirements of corporations. we assist corporates to leverage on debt as an instrument to raise capital through structured financial products for various requirements including projects, expansions, working capital and in structuring and syndicating funds for acquisitions. Debt syndication incorporates funding activities for diverse business requirements of corporations. We assist corporates to leverage on debt as an instrument to raise short-term and long-term capital through structured financial products. This could be for various requirements including expansions, working capital and also for structuring and syndicating funds for acquisitions.

Financial restructuring:- advise and assist client for financial modeling of proposed project and restructuring of debt debt swap:- arranging long term funds at lower rates to repay existing high cost debt and hence saving interest cost for the corporate. project finance:- arranging long term debt for setting up new projects from bank/ financial institution. Our industry specific knowledge makes us perfect in understanding client's requirement working capital:- a robust growth in certain industry give immense growth opportunity to the companies which can fulfill its working capital funding requirement at competitive rate thereby company can do cost saving in terms of interest payment . short term fund requirement:- we facilitate in arranging short term financing (upto1 yr) for meeting client's short term working capital requirement. And we negotiate with lenders to get funds at flexible terms and conditions. factoring:- ˜factoring"™ is a more comprehensive solution than discounting. We provide this facility to corporate clients to meet their working capital needs without any collateral. We are masters in doing structured deal in factoring and discounting. domestic factoring export factoring import factoring reverse factoring silent factoring ecb ( external commercial borrowing):- hardening interest rate makes indian corporate think on substitute funding option. Ecb is libor linked cost effective financing instrument for some specific projects.

The product we offer. please note the following important points below: 1. This is a unsecured product. No security required from your side. We will do credit check on your buyers and based on their credit worthiness and country rating - offer you the discount % on your export bill. 2. For buyer with excellent credit rating and country rating of "a", we can go up to 100% discounting also. 3. For application form - please provide your projected billing per month party wise with full contact details. Once you provide the data.

We have ICD loans available now for unlistedlisted companies: 1. NBFC offering through ICD route. 2. ROI will range from 18 to 22% p.a. Reducing depending upon the financials background of the Company 3. Tenor will be maximum 3 years 4. Repayment can be structured quarterlyhalf yearly annual or bullet. 5. Security can be pledge of shares with PGs of Directors and PDCs. 6. Personal discussion is a must Documents needed to process: 1. Mandate Letter 2. 2 page executive summary with financial snapshot of the Company with background promoters background nature of product existing financing arrangement 3. Financials of the past 3 years with estimates of FY 12. 4. Contact person mail id and mobile no. May also be furnished on the 2 pager. Further documents after in-principle approval.

Loan against promoter guarantee and post dated cheques a. For any company (pvt ltd or ltd) with reasonable financials and clean cibil history; b. Up to 5 years repayment terms, moratorium available c. Minimum inr 1 crores loan, no collateral, no share pledge required d. Moratorium available e. Variable/bullet repayment schedule available f. Personal guarantee and security cheques of promoter required h. Irr interest rate: 20% per annum i. Processing charge: as applicable

Loan against shares a. For any company (pvt ltd or ltd) with adequate paid up share capital base and reasonable financials and clean cibil history; b. 1 or 2 years repayment terms c. Minimum inr 2 crores loan, shares pledged must be 200% of loan amount d. No moratorium e. Fixed repayment schedule f. Personal guarantee and security cheques of promoter required g. Fixed deposit margin required (but can be funded by lender on gross basis) h. Irr interest rate: 26% per annum i. Processing charge: 1% deducted from loan j. Form-8 share pledge by digital signature registered with roc

Buyer’s credit ( alternative to supplier’s credit) is arranged for corporates importing equipment, raw material etc. instead of the supplier extending the credit to the indian importer we arrange a buyer’s credit at cheaper rates and the supplier is paid off immediately. the tenor of buyer’s credit is normally 180 days with a provision for a rollover for another 180 days as per rbi norms. however the importer should be enjoying credit facilities with a domestic bank, who will extend a lou (letter of undertaking) to the bank providing the buyer’s credit that the payment will be made on the due date. the lou is a standard format prescribed by rbi. most of the corporates having import facility lcbg will also have a lou facility.

Venture capital (vc) is a broad subcategory of private equity that refers to equity investments made, typically in less mature companies, for the launch, early development, or expansion of a business. Venture investment is most often found in the application of new technology, new marketing concepts and new products that have yet to be proven.

Ecb (external commercial borrowings) is a mechanism used in india to assist the access to foreign money by indian corporations and psus (public sector undertakings). Ecbs include commercial bank loans, buyers' credit, suppliers' credit, securitized instruments such as floating rate notes and fixed rate bonds etc., credit from official export credit agencies and commercial borrowings from the private sector window of multilateral financial institutions such as international finance corporation (washington), adb, afic, cdc, etc. Ecbs cannot be used for investment in stock market or speculation in real estate. For infrastructure and greenfield projects, funding up to 50% (through ecb) is allowed. In telecom sector too, up to 50% funding through ecbs is allowed. External commercial borrowings (ecbs) include bank loans, suppliers' and buyers' credits, fixed and floating rate bonds (without convertibility) and borrowings from private sector windows of multilateral financial institutions such as international finance corporation. the dea (department of economic affairs), ministry of finance, government of india along with reserve bank of india, monitors and regulates ecb guidelines and policies. In india, external commercial borrowings are being permitted by the government for providing an additional source of funds to indian corporate and psus for financing expansion of existing capacity and as well as for fresh investment, to augment the resources available domestically. Ecbs can be used for any purpose (rupee-related expenditure as well as imports) except for investment in stock market and speculation in real estate. ecb guidelines: the important aspect of ecb policy is to provide flexibility in borrowings by indian corporate, at the same time maintaining prudent limits for total external borrowings. The guiding principles for ecb policy are to keep maturities long, costs low, and encourage infrastructure and export sector financing which are crucial for overall growth of the economy. The ecb policy focuses on three aspects: 1. Eligibility criteria for accessing external markets. 2. The total volume of borrowings to be raised and their maturity structure. 3. End use of the funds raised. ecb policy: • external commercial borrowings (ecbs) are defined to include commercial bank loans, buyers' credit, suppliers' credit, securitized instruments such as floating rate notes and fixed rate bonds etc., credit from official export credit agencies and commercial borrowings from the private sector window of multilateral financial institutions such as international finance corporation (washington), adb, afic, cdc, etc. • ecbs are being permitted by the government as a source of finance for indian corporate for expansion of existing capacity as well as for fresh investment. • the policy seeks to keep an annual cap or ceiling on access to ecb, consistent with prudent debt management. • the policy also seeks to give greater priority for projects in the infrastructure and core sectors such as power, oil exploration, telecom, railways, roads & bridges, ports, industrial parks and urban infrastructure etc. And the export sector. • applicants will be free to raise ecb from any internationally recognized source such as banks, export credit agencies, suppliers of equipment, foreign collaborators, foreign equity-holders, international capital markets etc. Offers from unrecognized sources will not be entertained.