Paisa Consultants

Mira Bhayandar, Thane, Maharashtra

A loan given by a bank, mortgage company or other financial institution for the purchase of a primary or investment residence. In a home mortgage, the owner of the property (the borrower) transfers the title to the lender on the condition that the title will be transferred back to the owner once the payment has been made and other terms of the mortgage have been met. A home mortgage will have either a fixed or floating interest rate, which is paid monthly along with a contribution to the principal loan amount. As the homeowner pays down the principal over time, the interest is calculated on a smaller base so that future mortgage payments apply more towards principal reduction as opposed to just paying the interest charges. We arrange home loans from various banks, multinational banks, Nationalised banks, NBFC's & Co-operative banks.

We arrange Home loan from various banks and other financial institutions. Apply now for lowest ROI, Lowest EMI, Lowest processing fees, No prepayment Charges. Loans available from more than 25 institutions. All banks under one roof. No false commitments. We undertake all types of cases. Fresh Home loan or BT Gaothane property or grampanchayat cases Low income cases. Low credit score cases.

Working capital is the lifeblood and nerve centre of a business. Just as circulation of blood is essential in the human body for maintaining life. Working capital is very essential to maintain the smooth running of a business. No business, no undertakings, no enterprise can brings a sound solvency to the business. It also enables an undertaking in creating and maintaining goodwill.It also enables a business undertaking to pay off its current dues and also provides regular supply of raw materials. Adequate working capital provides inherent strength to the business undertaking and ability to face crisis. Working capital extremely essential for meeting the daily requirements of an organization. No organization can thrive even for a single day without adequate working capital. Meaning

Loan Against Residential property Commercial property Industrial Units Grampanchayat property We arrange Loan Against Property Mortgage loan from MNC banks, Private Banks, Co-operative banks, NBFC's and other financial institutions. More than 15 Financial institutions at one place. You can use Loan against property .... As business loan by individuals, private companies and SME's For personal use - marriages, education, home renovation, emergency The rate of interest is lower than unsecured business loans.You can also transfer your existing loan from higher rate of interest to lower rate of interest and also avail additional funds depending upon the current market rate of the propertyproperties and after evaluating your repayment capacity and credit score. We undertake all types of cases.

Restructuring of NPA Loans: Debt Restructuring, a common practice globally, provides relief to distressed borrowers. The intent here is to support deserving businesses by extending loan tenures, putting interest payments on hold, converting debt into equity, issuing fresh term or working capital loans, waiving off the interest and so on. The RBI said it has been decided that banks should ensure that the unit taken up for restructuring achieves viability in eight years, if it is engaged in infrastructure activities, and in five years in other cases. “We arrange restructuring of NPA accounts from NBFC’s. The customer will not get a top up in such cases, but heshe can avail this facility to avoid distress sale of the property which is mortgaged to the bank financial institution. The interest rate is higher compared to bank and it vary from institution to institution as the case may be.

WE ARRANGE MACHINERY LOANS TO:- MACHINERY TOOL INDUSTRY:- METAL CUTTING, METAL FRAMING ETC PLASTIC INDUSTRY:- Injection Molding Machines, Blow Molding Machines, Extrusion Machines, Plastic Ancillary Machines PRINTING INDUSTRY:- Pree-press, Press & Post press. WOOD WORKING INDUSTRY:- Saw Machines, CNC Machines etc. GENERATORS & COMPRESSORS We arrange Machinery loans from Banks and NBFC̢۪s. Interest rates on loan vary from bank to bank.financial institutions While sending the Enquiry

A bill discounting is a process that involves effectively selling a bill to a bank or similar entity for an amount that is slightly less than the par value and before the maturity date associated with the bill of exchange. The debtor tenders payment to the new owner of the discounted bill in the full amount agreed upon originally. This approach allows the issuer of the bill to receive cash before the actual due date associated with the bill, while also allowing the buyer to make a modest profit on the cash advance extended to the bill’s originator. One of the easiest ways to understand how bill discounting works is to consider a bill of exchange issued by ABC Company to its client, XYZ Company. ABC Company decides to cash in the outstanding bill in order to make use of the revenue now rather than later. To this end ABC approaches a bank with an offer to sell the bill for 90% of the par value. The bank looks over the transaction and decides the deal is viable. Upon approval, ABC receives 90% of the par value of the bill and instructs XYZ Company to remit payment to the bank. Once the bank receives full payment from XYZ, the deal is considered complete.

The basic purpose of Packing Credit Finance is to enable the exporter to procure, process, manufacture or store the goods for export. Packing credit refers to the credit granted by bank to an exporter to enable him to pack the goods. This is short-term working capital advance. Any exporter who has a confirmed export order or irrevocable Letter of Credit (LC) can apply for a Packing Credit Loan. Pre-shipment finance is both a fund based and non-fund-based advance. Banks sanction packing credit facility initially, for a period of 180 days, subject to the period involved in production cycle.Interest rate for the first 90 days will be cheaper, while the next 90 days will be still higher.

Real Estate Funding Under this facility the real estate developers builders can meet their liquidity requirements by raising finance for the acquisition of the land or construction of projects against the mortgage of land, existing properties or proposed projects etc. Features