Health Insurance or Mediclaim as commonly know refers to protection that is provided to a policyholder as a cover against unexpected medical emergencies. Today there are over 200 Health Insurance Plans available to a consumer. With each of these Health Insurance Plans having their own unique USP, but they all can be differentiated on the bass of 8 broad categories.a. Waiting Period & Duration before Pre-Existing diseases are covered in the Policyb. Lifelong Coveragec. Type of Health Insuranced. Extra Coverage's of Critical Illnessese. Presence of Maternity coverage's for femalesf. Day Care treatments coveredg. Product Premiumh. Co Payment optionsThough these may not be all the parameters you can compare all Health Insurance Plans on, but they surely help in narrowing search for the best suited health insurance plan. Types of Health Insurance With over 200 hundred plans available in the market, which can be segregated into 8 broad types of health insurance. Health Insurance Contract Terms We have always been taught to check before we sign the dotted line and this also stands true for a health insurance plan contract. We often hear news of claim rejection this is due to a simple reason that we never read that the proposal form or the health insurance contract stated. This is always due to a hurry we are in and the insurance agents who are ready to make a quick buck. Health insurance contract terms define the coverage's that your policy offers and the other tiny details that would ensure that your claims are never rejected. Benefits & Features All major health insurers offer common benefits and features. These all include: Cashless reimbursement of hospital expenses Coverage against all pre and post expenses related to hospitalization Coverage for pre-existing diseases Tax savings under section 80D In Patient hospitalization expenses Health Insurance Claim Process The process of claim filing is different from a network to a non-network hospital. While filing for a claim in a non-network hospital a policyholder needs to fill up a claim form, attach all original bills to be claimed and share the same with the branch of the health insurance provider who then reimburses this amount. In case of network hospital all formalities are done by the hospital.

Securing every trip from business tour to family vacation, Travel Insurance is there to keep you secure and tension free. Travel Insurance is like a barrier between your priceless experience and unexpected unfortunate happenings. Travel insurance's nutshell covers the insured against medical contingencies, lost/damage of luggage and delay/cancellation of flights. We are offering a attractive plans for Traveling Insurance. Further, we are a major Travel Insurance provider from New Delhi.

We offer consultancy services for Life Insurance policies. This is designed to secure the family's financial needs of the investor in case of uncertainties. The plan provides the amount to the family of the life assured in case of death or critical illness (if option is chosen) of the life assured during the term of the contract. Under this plan, the person can choose the lump sum that would replace the income lost to family in the unfortunate event of death. This helps the family maintain their financial independence, even when the person is not around. Further, we are a major Life Insurance consultancy service provider from New Delhi.

We are a trustworthy Individual Health Insurance service provider from New Delhi. Individual Health Insurance plan offer more protection to a policyholder. In such a policy, the policyholder can consume the entire amount alone without worrying about sharing it with other members of his family in case of a floater policy. Individual Health Insurance, offered by us, covers all the hospital expenses. We clear all the hospital expense related claims in short time period.

We are a prominent Group Health Insurance service provider from New Delhi. Under a Group Health Insurance policy, people who may have adverse health condition can also easily get health cover due to the greater negotiating power of a group. We cover all the hospital expenses in case any of the members has health problems. We cover expense from the day one a member has joined the group.

Whenever a person is travelling outside the geographical boundary of his / her health insurance plan, it is always advisable that they take a Travel Health Insurance plan. This is advised so that the person in-case falls sick or has any other medical emergency abroad need not worry about the high cost of healthcare in a foreign country. This is also mandatory to buy before travelling to certain countries. Further, we are a dependable Travel Health Insurance service provider from New Delhi.

A Critical Health Insurance policy covers certain set of diseases as prescribed under a policy only. As the name suggests, Critical Health Insurance covers all those major diseases which are either terminal or can reduce the human body to a vegetative state. Some of these would include Alzheimer's disease, blindness, deafness, kidney failure, major organ transplant, multiple sclerosis, HIV/AIDS contracted by blood transfusion or during an operation, and Parkinson's disease. Further, we are a trustworthy Critical Health Insurance service provider from New Delhi.

We are a well established Senior Citizen Health Insurance service provider from New Delhi. We offer the best suited Senior Citizen Health Insurance plans for the senior citizens. When a person above 60yrs of age goes to buy a health insurance plan, he or she needs to check :

• The network hospital closest to his residence
• Co-payment options
• Lowest time frame for coverage of pre-existing disease
• Least waiting period

We are a well known Maternity Health Insurance provider from New Delhi. Standalone maternity insurance are a rarity, thus many insurers include this as a part of their regular policies, and also offer critical illness policies that they specifically design for women. Under Maternity Health Insurance, insured female is covered for any complication that arises during her pregnancy and related to child birth.