Health Insurance or Mediclaim as commonly know refers to protection that is provided to a policyholder as a cover against unexpected medical emergencies. Today there are over 200 Health Insurance Plans available to a consumer. With each of these Health Insurance Plans having their own unique USP, but they all can be differentiated on the bass of 8 broad categories.a. Waiting Period & Duration before Pre-Existing diseases are covered in the Policyb. Lifelong Coveragec. Type of Health Insuranced. Extra Coverage's of Critical Illnessese. Presence of Maternity coverage's for femalesf. Day Care treatments coveredg. Product Premiumh. Co – Payment optionsThough these may not be all the parameters you can compare all Health Insurance Plans on, but they surely help in narrowing search for the best suited health insurance plan.
 
Types of Health Insurance
 
With over 200 hundred plans available in the market, which can be segregated into 8 broad types of health insurance.
 
 
Health Insurance Contract Terms
 
We have always been taught to check before we sign the dotted line and this also stands true for a health insurance plan contract. We often hear news of claim rejection this is due to a simple reason that we never read that the proposal form or the health insurance contract stated. This is always due to a hurry we are in and the insurance agents who are ready to make a quick buck. Health insurance contract terms define the coverage's that your policy offers and the other tiny details that would ensure that your claims are never rejected.
 
Benefits & Features
 
All major health insurers offer common benefits and features. These all include:
 
Cashless reimbursement of hospital expenses
 
Coverage against all pre and post expenses related to hospitalization
 
Coverage for pre-existing diseases
 
Tax savings under section 80D
 
In Patient hospitalization expenses
 
Health Insurance Claim Process
 
The process of claim filing is different from a network to a non-network hospital. While filing for a claim in a non-network hospital a policyholder needs to fill up a claim form, attach all original bills to be claimed and share the same with the branch of the health insurance provider who then reimburses this amount. In case of network hospital all formalities are done by the hospital.
 
 

 
Health Insurance or Mediclaim as commonly know refers to protection that is provided to a policyholder as a cover against unexpected medical emergencies. Today there are over 200 Health Insurance Plans available to a consumer. With each of these Health Insurance Plans having their own unique USP, but they all can be differentiated on the bass of 8 broad categories.a. Waiting Period & Duration before Pre-Existing diseases are covered in the Policyb. Lifelong Coveragec. Type of Health Insuranced. Extra Coverage's of Critical Illnessese. Presence of Maternity coverage's for femalesf. Day Care treatments coveredg. Product Premiumh. Co – Payment optionsThough these may not be all the parameters you can compare all Health Insurance Plans on, but they surely help in narrowing search for the best suited health insurance plan.
 
Types of Health Insurance
 
With over 200 hundred plans available in the market, which can be segregated into 8 broad types of health insurance.
 
 
Health Insurance Contract Terms
 
We have always been taught to check before we sign the dotted line and this also stands true for a health insurance plan contract. We often hear news of claim rejection this is due to a simple reason that we never read that the proposal form or the health insurance contract stated. This is always due to a hurry we are in and the insurance agents who are ready to make a quick buck. Health insurance contract terms define the coverage's that your policy offers and the other tiny details that would ensure that your claims are never rejected.
 
Benefits & Features
 
All major health insurers offer common benefits and features. These all include:
 
Cashless reimbursement of hospital expenses
 
Coverage against all pre and post expenses related to hospitalization
 
Coverage for pre-existing diseases
 
Tax savings under section 80D
 
In Patient hospitalization expenses
 
Health Insurance Claim Process
 
The process of claim filing is different from a network to a non-network hospital. While filing for a claim in a non-network hospital a policyholder needs to fill up a claim form, attach all original bills to be claimed and share the same with the branch of the health insurance provider who then reimburses this amount. In case of network hospital all formalities are done by the hospital.