Are you paying through your teeth in servicing the loan? No issues simply contact us! We are a trustworthy Balance Transfer Consultant Services provider in Maharashtra, India. Our Consultants have in-depth knowledge and can help you out by lowering your monthly outgoings by transferring your outstanding Balance Transfer to another lender. With a new lender, we would be able to negotiate smarter options for you to choose from. In order to reduce the EMI slabs, one can legally switch from one bank to the other. We have strong and close relations with the topmost banks so transferring the Balance would not be difficult for us.

Ideally, you should opt for a Home Loan Transfer only if :

• You want to reduce your interest rate and lower your monthly payments
• You are trying to reduce your home loan term to pay off your loan faster.
• You want to use the equity in your house to get money for any of your needs.

At Creditfina Financial Services, we can work out instalments that would make you feel comfortable and then negotiate the same with a new lender.

The Eligibility : You can apply individually or jointly with your spouse for a Home Loan, in which case both would be co-applicants for the loan. However, all co-applicants may not necessarily also be co-owners of the property for which loan is sought.

Equated Monthly Instalment : Creditfina executives would be happy to sit with you and explain how EMIs are worked out. You can then use this information to secure the best deal from your lender.

The List of Documents : In all balance transfer cases, collecting your documents and an NOC from your previous lender is a time-consuming, tedious, and often frustrating process, as it signifies the loss of a customer for the earlier bank. With its strong domain expertise and network in the banking industry, Creditfina advisory service can cut the red-tape and simply some of these processes for you. In any case, it's wise to keep a copy of all the documents you submit to the bank with you for such an eventually, when you need to opt for balance transfer to another bank.

The Sanctioning Process : The process may be a little complex and time-consuming but that's where Creditfina loan advisory service can be of help to you. NOC from your existing lender is required as unless you close your account with the previous bank, another bank will not entertain you as a prospect.
However sometimes a home loan switch is needed, especially where the saving in interest are substantial between the two lending institutes. The Bank you switch your account to, will treat you as a new customer and require you to complete all the documentation afresh and follow the same procedure all over again. Additionally, on every loan transfer you may be required to pay certain processing fees to your new lender that may range from 0.5% to 1.5% of the sanctioned amount.   

We’ll help give your business that edge! We are here to provide our precious clients with superb Business Loan solutions. We are a coveted Business Loan Services provider in Maharashtra, India. Whether big or small Business entity, to fuel future growth or to make buoyant projects capital funds are requisite. We will help you decide which type of Business Loan either secure, unsecure, with, or without collateral is suitable for your business. As it is a challenging task, our expert consultation will help you out for sure. We can consult quick Business Loans ranging from Rs. 5 Lakhs to Rs. 50 Lakhs for a possession varying from one to five years.

The Interest Rate : Business loans against property in India are provided by banks and NBFC both. In general, the rate of interest charged by banks is relatively lower than that charged by NBFC. These business loans against property are generally taken for the purpose of working capital needs of the business. In some of the cases, the entrepreneur's immovable assets can be offered as collateral against a bank loan for capital expenditure, such as construction of a plant or purchase of new tools and machinery.

The Eligibility :

• Self employed businessmen with an annual turnover of Rs. 2 crore
• Manufacturers with an annual turnover of Rs. 1 crore
• Service Providers with an annual turnover of Rs. 50 lakhs
• If you have been in the business for last three years, without break, showing a cash profit for the past two years.

How to Apply : Try a commercial bank, or one you already bank with. You can also apply through the Small Business Administration (SBA). The lender will demand complete documentation of your personal and business financial status, so sit with your CA and put your finances in order before you apply for your loan.

Equated Monthly Instalment : EMIs are set on various parameters and you have to sit down and carefully figure out which lender is offering you the best deal, and with what riders and conditions. Should you require it, Creditfina advisers would be happy to assist you in making sense of Creditfina's comparative loan chart for this purpose.

The List of Documents :

• The must-have documents include :
• I.T.R. of the company for the past two years, company's Balance Sheet and Profit & Loss Account
• Proof of ownership of Residential or Commercial Property (including Parental Property) in select locations
• Latest six months current account statement of your firm.
• Proof of Identity and address proof of yours and the business establishment

The Sanctioning Process :

• If the bank is not convinced about your credentials, your application may get summarily rejected. On the contrary, if your documentation is complete in all respects and satisfactory, it may sanction you the loan, although it may be slightly lower than the amount you have applied for, or what your business may be currently eligible for.
• The firm's/your repayment capacity will be judged on the basis of your current income, age, qualifications, experience, type of establishment, nature of business (if self employed), to cite a few selection criteria.

Corporate Finance Services by us is made available to businesses (of any scale) that want to take the debt route to quickly ramp up their operations. We are a prominent Corporate Finance Services provider in Maharashtra, India. Under our Loan scheme, we take care of leasing equipment, tools, etc to avoid high expenses and to reduce the risks. In order to improve cash and liquidity, we offer working capital finance. Not only this, we also provide Loans against ESOP or IPO financing. Our Corporate Finance Services are obtainable from us at market-leading prices.

Corporate Finance can be Sought for :Leasing equipment, tools, machinery or gen set purchase – to avoid high capital expenditure, and reduce risk of technology disuse (In case of IT and other technology-led companies), and asset acquisition at the end of the lease period.

Term loans : Short or medium-term tailored to meet specific business requirements, and tide over temporary financial crisis.

Working capital finance : To improve cash and liquidity

Subscription to NCDs and CPs : That can subsequently be traded in the secondary market to raise capital

Loans against securities, ESOP or IPO financing : These are loans against specific market products.

Dealer or vendor finance : To lend strength to the firm's supply chain and improve goods distribution. Other well-known methods of raising short or medium-term corporate loans with the assistance of Creditfina advisers are:

Loans against property and other assetsThis is generally available for plant/factory modernization or new asset acquisition. This method of financing does not require any particular formality except that of creating a mortgage on the value of the assets against which the loan is taken.

Discounting bills of exchangeThis method is widely used for meeting short-term finance needs. When the goods are sold on credit, bills of exchange are issued by the buyers. Instead of holding on to these bills till the date of maturity, companies can discount them with commercial banks on payment of a fee known as bank discount. The rate of discount is as set by the apex bank and this may change year after year.

Bank overdraft This is another mode for meeting short-term capital requirements. Under this mode, a commercial bank may allow money to be drawn as advances for a specific time-bound period. This facility is granted to a company against the security of goods in stock, or promissory notes bearing a second signature, or other marketable instruments like Government bonds.

The Interest Rate : This varies with the mode of finance chosen, the bank, and the company’s size of operations, credit history and market standing. It is also determined by a bank’s base rate for fund-based facility.

The Eligibility : Based on the profit and years of business and cash flow, banks come out with their own eligibility criteria and the amount of loan they might be interested in disbursing to a business. They basically need the assurance that the borrowing business would be able to service the loan through its full tenure. That said, business loans are costly products, with the rate of interest varying between 17% to as high as 28% in case of some non banking financial institutes. The processing fee is between 2% to 3% for most banks and the sanctioned amount can be Rs 75, 000 to Rs 40 lakh. Generally the eligibility criteria are :

• Type of the business, i.e. Proprietorship, Partnership, Pvt. Ltd. or Public Ltd.
• Turnover
• Profit Statement
• Cash flow status
• Track record & nature of business

How to Apply : Just fill-up all the documentary requirements that may differ from bank to bank, else seek advice from a Creditfina loan advisor.

Equated Monthly Instalment :  This will vary, depending upon the product chosen.

The List of Documents :

• A proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card)
• Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License)
• Bank Statements (Bank statement / Bank Passbook of last 6 months)
• Latest Income Tax Returns along with computation of Income, Balance Sheet and Profit & Loss Account of the last 2 years
• Partnership Deed/ Board Resolution.
• Proof of number of years in business (Trade license/ Establishment or Sales Tax Certificate/ MOA/ Partnership Deed).

In addition, some banks may require :

• Cash credit /Overdraft for meeting working capital finance requirement.
• Letter of credit to facilitate trade.
• Bank guarantees for meeting performance and financial obligations.
• Term loans for purchase of commercial assets and business expansion needs.
• Loan amount- upto Rs 10.0 million for working capital and capital expenditure needs.

Car Loan, one of the most complicated and tough Loans in the market so far! We are a one-end destination to obtain Car Loan Services in Maharashtra, India. Our Services will provide you an easy repayment scheme whilst taking pleasures of having your own Car. One can choose the suitable tenure and can pay easy EMI’s. We are backed by strong and close associations with the reputed private sector banks, which will give the free will to choose the required option. Get all this from us at the most competitive prices!

The Interest Rate : As mentioned earlier, the interest rates on auto products offered by various lenders varies widely, and are highly volatile depending on factors like credit score of the borrower, make and the age of the car and quantum of car loan sought by the borrower. A five-step process to secure the best car loan deal is :

• Step 1 : Negotiate with the bank and the car dealer separately. Despite the announcement of tie-ups between auto dealers and institutional lenders, remember that there is always scope for negotiating a better deal for yourself with another bank.
• Step 2 : Negotiate the rate of interest last, after you have negotiated the loan amount and tenure.
• Step 3 : Next, negotiate the car price separately with the dealer. This can effectively be used for adjusting your down payment. If you are planning to sell your old car to arrange for the down payment, negotiate the price of the old car with another dealer. This way you would be able to negotiate the best deal from all stakeholders. Also when you are negotiating with the auto dealer, ask for upfront cash discounts rather than free accessories in its place. You can also get the vehicle accessories cheaper from a fourth party, outside of the showroom.
• Step 4 : Also negotiate your car insurance separately from your car purchase and car loan. Ask for a transfer of your no claim bonus from your old to the new car. Not many people know it, but these benefits are transferable. Auto dealers often bundle insurance products at a premium, so it’s better to search outside for a better deal.
• Step 5 : Ask for loan EMI quotations from all these stakeholders separately as well as details of processing fees and pre-payment charges. Following RBI dictates, these days, lenders are easy to persuade on the waiver of pre-penalty charges. In any case, you have the option to pay part, and leave a small portion as outstanding loan amount in order to deflect this penalty.

The Eligibility : The maximum loan amount you’d be eligible for would be about 2.5- 3 times your annual salary for salaried professionals and nearly six times the annual income for self-employed.

How to Apply : Rather than rely on the bank you are applying to, log on to http://www.cibil.com/accesscredit.htm and follow the instruction given there to acquire a copy of your credit report. Check your credit report thoroughly to spot wrong entries, discrepancies which are common. If you spot errors, you can approach Creditfina for rectifying the same and have your CIBIL report repaired.Next, approach the bank and fill out all the documentation, bearing in mind that you ask for a fixed rate of interest for the entire tenure. Request for a copy of all the documents that you submit with the bank. Even save copies of your email exchanges with the bank representative.

Equated Monthly Instalment : As mentioned before, instead of getting lured by the offer of freebies in the form of car accessories, negotiate for a lower EMI on your car loan. In any case, study the offer in totality. You’ll find Creditfina’s Car Loan EMI Calculator very handy in comparing deals from various lenders. All you have to do is enter the car value plus the discount (or the value of the promised freebies) minus the down payment. Now input your loan tenure. Last move the interest rate slider till your EMI equals the amount displayed in the EMI dialogue box. This would indicate the interest rate on your loan.

The List of Documents : Expect the bank to take a minimum three to six days to verify your paperwork and disburse the loan, which is a lot less than required for a home loan.

Apply for our qualitative Lease Rental Discounting and raise funds against the future expected Rentals of your self-owned commercial property that is located in Delhi or NCR. You can easily earn fixed Rentals if in case you are a property owner. With this, you can easily get set Rentals from your property investments at regular intervals. iN addition, our Lease Rental Discounting Services will provide you with an opportunity to get these Rentals in a lump sum amount and that too at discount prices. In this way, you can then operate the funds to engender more assets that can elevate the returns.

Key Features :

• Property should be occupied by the Lessee
• LRD can be provided for various personal requirements (where mortgage is not possible)

Nearly 80% businesses shut shop, when they run out of hard cash. With Creditfina's PE Advisory, you won't become part of that sad statistic.

• Is the general slump, eating into your profits and growth plans?
• Is the squeeze on capital hampering your business?
• Is your order book full, but you are unable to pay your debtors, vendors and employees on time, because of   liquidity crisis?
• Are you in need of restructuring/realigning/refinance your debt portfolio?
• Are institutional investors shying away from investing in your project?
• Are steep interest rate preventing you from unlocking the full potential of your business?

Worry not!With years of experience and expertise, we are rendering Private Equity Services to our valued patrons. As a trustworthy financial consultancy with many years of client servicing experience behind us, we can be your most reliable, dependable interface between PE Funds and Venture Capitalists. We are staffed with a pool of professionals who provide guidance on all financial issues, related to the business. One can avail our cost-effective and timely financial support as and when required. We also help in distress funding, meeting short-term working capital needs, re-financing etc.

In short, Creditfina's team provides end-to-end support in terms of preparing business plans, suggesting viable financial frameworks, completing documentation and submitting detailed project reports and debt restructuring schemes, as per your business needs of the hour.

Are you paying through your teeth in servicing the loan? No issues simply contact us! We are a trustworthy Balance Transfer Consultant Services provider in Maharashtra, India. Our Consultants have in-depth knowledge and can help you out by lowering your monthly outgoings by transferring your outstanding Balance Transfer to another lender. With a new lender, we would be able to negotiate smarter options for you to choose from. In order to reduce the EMI slabs, one can legally switch from one bank to the other. We have strong and close relations with the topmost banks so transferring the Balance would not be difficult for us.

Ideally, you should opt for a Home Loan Transfer only if :

• You want to reduce your interest rate and lower your monthly payments
• You are trying to reduce your home loan term to pay off your loan faster.
• You want to use the equity in your house to get money for any of your needs.

At Creditfina Financial Services, we can work out instalments that would make you feel comfortable and then negotiate the same with a new lender.

The Eligibility : You can apply individually or jointly with your spouse for a Home Loan, in which case both would be co-applicants for the loan. However, all co-applicants may not necessarily also be co-owners of the property for which loan is sought.

Equated Monthly Instalment : Creditfina executives would be happy to sit with you and explain how EMIs are worked out. You can then use this information to secure the best deal from your lender.

The List of Documents : In all balance transfer cases, collecting your documents and an NOC from your previous lender is a time-consuming, tedious, and often frustrating process, as it signifies the loss of a customer for the earlier bank. With its strong domain expertise and network in the banking industry, Creditfina advisory service can cut the red-tape and simply some of these processes for you. In any case, it's wise to keep a copy of all the documents you submit to the bank with you for such an eventually, when you need to opt for balance transfer to another bank.

The Sanctioning Process : The process may be a little complex and time-consuming but that's where Creditfina loan advisory service can be of help to you. NOC from your existing lender is required as unless you close your account with the previous bank, another bank will not entertain you as a prospect.
However sometimes a home loan switch is needed, especially where the saving in interest are substantial between the two lending institutes. The Bank you switch your account to, will treat you as a new customer and require you to complete all the documentation afresh and follow the same procedure all over again. Additionally, on every loan transfer you may be required to pay certain processing fees to your new lender that may range from 0.5% to 1.5% of the sanctioned amount.   

We’ll help give your business that edge! We are here to provide our precious clients with superb Business Loan solutions. We are a coveted Business Loan Services provider in Maharashtra, India. Whether big or small Business entity, to fuel future growth or to make buoyant projects capital funds are requisite. We will help you decide which type of Business Loan either secure, unsecure, with, or without collateral is suitable for your business. As it is a challenging task, our expert consultation will help you out for sure. We can consult quick Business Loans ranging from Rs. 5 Lakhs to Rs. 50 Lakhs for a possession varying from one to five years.

The Interest Rate : Business loans against property in India are provided by banks and NBFC both. In general, the rate of interest charged by banks is relatively lower than that charged by NBFC. These business loans against property are generally taken for the purpose of working capital needs of the business. In some of the cases, the entrepreneur's immovable assets can be offered as collateral against a bank loan for capital expenditure, such as construction of a plant or purchase of new tools and machinery.

The Eligibility :

• Self employed businessmen with an annual turnover of Rs. 2 crore
• Manufacturers with an annual turnover of Rs. 1 crore
• Service Providers with an annual turnover of Rs. 50 lakhs
• If you have been in the business for last three years, without break, showing a cash profit for the past two years.

How to Apply : Try a commercial bank, or one you already bank with. You can also apply through the Small Business Administration (SBA). The lender will demand complete documentation of your personal and business financial status, so sit with your CA and put your finances in order before you apply for your loan.

Equated Monthly Instalment : EMIs are set on various parameters and you have to sit down and carefully figure out which lender is offering you the best deal, and with what riders and conditions. Should you require it, Creditfina advisers would be happy to assist you in making sense of Creditfina's comparative loan chart for this purpose.

The List of Documents :

• The must-have documents include :
• I.T.R. of the company for the past two years, company's Balance Sheet and Profit & Loss Account
• Proof of ownership of Residential or Commercial Property (including Parental Property) in select locations
• Latest six months current account statement of your firm.
• Proof of Identity and address proof of yours and the business establishment

The Sanctioning Process :

• If the bank is not convinced about your credentials, your application may get summarily rejected. On the contrary, if your documentation is complete in all respects and satisfactory, it may sanction you the loan, although it may be slightly lower than the amount you have applied for, or what your business may be currently eligible for.
• The firm's/your repayment capacity will be judged on the basis of your current income, age, qualifications, experience, type of establishment, nature of business (if self employed), to cite a few selection criteria.

Corporate Finance Services by us is made available to businesses (of any scale) that want to take the debt route to quickly ramp up their operations. We are a prominent Corporate Finance Services provider in Maharashtra, India. Under our Loan scheme, we take care of leasing equipment, tools, etc to avoid high expenses and to reduce the risks. In order to improve cash and liquidity, we offer working capital finance. Not only this, we also provide Loans against ESOP or IPO financing. Our Corporate Finance Services are obtainable from us at market-leading prices.

Corporate Finance can be Sought for :Leasing equipment, tools, machinery or gen set purchase – to avoid high capital expenditure, and reduce risk of technology disuse (In case of IT and other technology-led companies), and asset acquisition at the end of the lease period.

Term loans : Short or medium-term tailored to meet specific business requirements, and tide over temporary financial crisis.

Working capital finance : To improve cash and liquidity

Subscription to NCDs and CPs : That can subsequently be traded in the secondary market to raise capital

Loans against securities, ESOP or IPO financing : These are loans against specific market products.

Dealer or vendor finance : To lend strength to the firm's supply chain and improve goods distribution. Other well-known methods of raising short or medium-term corporate loans with the assistance of Creditfina advisers are:

Loans against property and other assetsThis is generally available for plant/factory modernization or new asset acquisition. This method of financing does not require any particular formality except that of creating a mortgage on the value of the assets against which the loan is taken.

Discounting bills of exchangeThis method is widely used for meeting short-term finance needs. When the goods are sold on credit, bills of exchange are issued by the buyers. Instead of holding on to these bills till the date of maturity, companies can discount them with commercial banks on payment of a fee known as bank discount. The rate of discount is as set by the apex bank and this may change year after year.

Bank overdraft This is another mode for meeting short-term capital requirements. Under this mode, a commercial bank may allow money to be drawn as advances for a specific time-bound period. This facility is granted to a company against the security of goods in stock, or promissory notes bearing a second signature, or other marketable instruments like Government bonds.

The Interest Rate : This varies with the mode of finance chosen, the bank, and the company’s size of operations, credit history and market standing. It is also determined by a bank’s base rate for fund-based facility.

The Eligibility : Based on the profit and years of business and cash flow, banks come out with their own eligibility criteria and the amount of loan they might be interested in disbursing to a business. They basically need the assurance that the borrowing business would be able to service the loan through its full tenure. That said, business loans are costly products, with the rate of interest varying between 17% to as high as 28% in case of some non banking financial institutes. The processing fee is between 2% to 3% for most banks and the sanctioned amount can be Rs 75, 000 to Rs 40 lakh. Generally the eligibility criteria are :

• Type of the business, i.e. Proprietorship, Partnership, Pvt. Ltd. or Public Ltd.
• Turnover
• Profit Statement
• Cash flow status
• Track record & nature of business

How to Apply : Just fill-up all the documentary requirements that may differ from bank to bank, else seek advice from a Creditfina loan advisor.

Equated Monthly Instalment :  This will vary, depending upon the product chosen.

The List of Documents :

• A proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card)
• Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License)
• Bank Statements (Bank statement / Bank Passbook of last 6 months)
• Latest Income Tax Returns along with computation of Income, Balance Sheet and Profit & Loss Account of the last 2 years
• Partnership Deed/ Board Resolution.
• Proof of number of years in business (Trade license/ Establishment or Sales Tax Certificate/ MOA/ Partnership Deed).

In addition, some banks may require :

• Cash credit /Overdraft for meeting working capital finance requirement.
• Letter of credit to facilitate trade.
• Bank guarantees for meeting performance and financial obligations.
• Term loans for purchase of commercial assets and business expansion needs.
• Loan amount- upto Rs 10.0 million for working capital and capital expenditure needs.

Car Loan, one of the most complicated and tough Loans in the market so far! We are a one-end destination to obtain Car Loan Services in Maharashtra, India. Our Services will provide you an easy repayment scheme whilst taking pleasures of having your own Car. One can choose the suitable tenure and can pay easy EMI’s. We are backed by strong and close associations with the reputed private sector banks, which will give the free will to choose the required option. Get all this from us at the most competitive prices!

The Interest Rate : As mentioned earlier, the interest rates on auto products offered by various lenders varies widely, and are highly volatile depending on factors like credit score of the borrower, make and the age of the car and quantum of car loan sought by the borrower. A five-step process to secure the best car loan deal is :

• Step 1 : Negotiate with the bank and the car dealer separately. Despite the announcement of tie-ups between auto dealers and institutional lenders, remember that there is always scope for negotiating a better deal for yourself with another bank.
• Step 2 : Negotiate the rate of interest last, after you have negotiated the loan amount and tenure.
• Step 3 : Next, negotiate the car price separately with the dealer. This can effectively be used for adjusting your down payment. If you are planning to sell your old car to arrange for the down payment, negotiate the price of the old car with another dealer. This way you would be able to negotiate the best deal from all stakeholders. Also when you are negotiating with the auto dealer, ask for upfront cash discounts rather than free accessories in its place. You can also get the vehicle accessories cheaper from a fourth party, outside of the showroom.
• Step 4 : Also negotiate your car insurance separately from your car purchase and car loan. Ask for a transfer of your no claim bonus from your old to the new car. Not many people know it, but these benefits are transferable. Auto dealers often bundle insurance products at a premium, so it’s better to search outside for a better deal.
• Step 5 : Ask for loan EMI quotations from all these stakeholders separately as well as details of processing fees and pre-payment charges. Following RBI dictates, these days, lenders are easy to persuade on the waiver of pre-penalty charges. In any case, you have the option to pay part, and leave a small portion as outstanding loan amount in order to deflect this penalty.

The Eligibility : The maximum loan amount you’d be eligible for would be about 2.5- 3 times your annual salary for salaried professionals and nearly six times the annual income for self-employed.

How to Apply : Rather than rely on the bank you are applying to, log on to http://www.cibil.com/accesscredit.htm and follow the instruction given there to acquire a copy of your credit report. Check your credit report thoroughly to spot wrong entries, discrepancies which are common. If you spot errors, you can approach Creditfina for rectifying the same and have your CIBIL report repaired.Next, approach the bank and fill out all the documentation, bearing in mind that you ask for a fixed rate of interest for the entire tenure. Request for a copy of all the documents that you submit with the bank. Even save copies of your email exchanges with the bank representative.

Equated Monthly Instalment : As mentioned before, instead of getting lured by the offer of freebies in the form of car accessories, negotiate for a lower EMI on your car loan. In any case, study the offer in totality. You’ll find Creditfina’s Car Loan EMI Calculator very handy in comparing deals from various lenders. All you have to do is enter the car value plus the discount (or the value of the promised freebies) minus the down payment. Now input your loan tenure. Last move the interest rate slider till your EMI equals the amount displayed in the EMI dialogue box. This would indicate the interest rate on your loan.

The List of Documents : Expect the bank to take a minimum three to six days to verify your paperwork and disburse the loan, which is a lot less than required for a home loan.

Apply for our qualitative Lease Rental Discounting and raise funds against the future expected Rentals of your self-owned commercial property that is located in Delhi or NCR. You can easily earn fixed Rentals if in case you are a property owner. With this, you can easily get set Rentals from your property investments at regular intervals. iN addition, our Lease Rental Discounting Services will provide you with an opportunity to get these Rentals in a lump sum amount and that too at discount prices. In this way, you can then operate the funds to engender more assets that can elevate the returns.

Key Features :

• Property should be occupied by the Lessee
• LRD can be provided for various personal requirements (where mortgage is not possible)

Nearly 80% businesses shut shop, when they run out of hard cash. With Creditfina's PE Advisory, you won't become part of that sad statistic.

• Is the general slump, eating into your profits and growth plans?
• Is the squeeze on capital hampering your business?
• Is your order book full, but you are unable to pay your debtors, vendors and employees on time, because of   liquidity crisis?
• Are you in need of restructuring/realigning/refinance your debt portfolio?
• Are institutional investors shying away from investing in your project?
• Are steep interest rate preventing you from unlocking the full potential of your business?

Worry not!With years of experience and expertise, we are rendering Private Equity Services to our valued patrons. As a trustworthy financial consultancy with many years of client servicing experience behind us, we can be your most reliable, dependable interface between PE Funds and Venture Capitalists. We are staffed with a pool of professionals who provide guidance on all financial issues, related to the business. One can avail our cost-effective and timely financial support as and when required. We also help in distress funding, meeting short-term working capital needs, re-financing etc.

In short, Creditfina's team provides end-to-end support in terms of preparing business plans, suggesting viable financial frameworks, completing documentation and submitting detailed project reports and debt restructuring schemes, as per your business needs of the hour.