Retirement plans or pension plans are a specific type of insurance policies that help you live a comfortable retired life. These plans provide protection and also act as investment policies that help you accumulate a corpus to meet your post-retirement needs such as medical expenses, living costs, etc. These plans invest your earnings over the years and create a fund, which you use a lump sum or in parts during retirement. With adequate investment and proper planning, you can easily plan your golden years and secure your future with a steady flow of income even after retirement. Why Do You Need A Retirement Plan? We tend to invest our hard-earned money in meeting our day-to-day needs so much so that we pay little attention to securing a comfortable and prosperous life for ourselves in our later years. Most of us have demanding jobs and even demanding lifestyles. In the daily hustle-bustle of our stressful lives, do we even give a thought to life after retirement? But we owe it to ourselves to take a deep breath and think about the future too. What would be the point of working so hard if we are not able to enjoy the fruits of labour in our retired life? Apart from lifestyle, we have responsibilities towards our families that may not go away with retirement. To ensure that your post-retirement life is smooth and peaceful and your family is still well looked after, planning for retirement now is very important. Basis your current age, income, lifestyle and life goals, you can choose an investment amount and plan for your retirement. Do you believe in Income after Retirement? Retirement from professional life should not mean that you stop getting a regular income. Retirement plans allow you to allocate a part of your savings and let them grow over a period of time. You can then opt to get regular pay-outs after you retire.

An Annuity plan offering immediate and deferred annuity options which provides you with guaranteed¹ income in your golden years toindulge in life's necessities without any compromises. A plan which takes away your concern of  generating regular income and how you would spend your retirement years. Option to customise your plan to suit your financial needs Select your desired annuity option from a range of annuity options (immediate or deferred) available in the plan. Immediate Annuity - Under this Annuity Benefit type, the Annuitant receives regular income in arrears as an annuity Deferred Annuity - Under this Annuity Benefit type, the Annuitant receives regular income in arrears as annuity after the end of deferment period. The deferment period can be chosen between 1 to 10 years at inception Opt for Return of Purchase Price or Balance Purchase price Under Return of Purchase Price receive annuity at a constant rate throughout the life of the Annuitant. On death of the Annuitant, Purchase Price along with the Accrued Paid-up Additions, if any, will be paid in lump sum to the nominee and policy will terminate without any further benefit.   Under Return of Balance Purchase Price receive the annuity at a constant rate throughout the life of the Annuitant. On the death of the Annuitant, the Balance Purchase Price (i.e. Purchase Price less total annuity amount paid till the date of death) along with the Accrued Paid-up Additions, if any, will be paid in lump sum to the nominee and policy will terminate without any further benefit.   This option is available on Single Life basis.   Opt for Return of Purchase Price on Critical Illness or Accidental Total and Permanent Disability or Death Under this option, Annuitant receives annuity at a constant rate till the date of diagnosis of any of the covered CIs before attaining age 80 years (Age Last Birthday) or occurrence of ATPD before attaining age 70years (Age Last Birthday) or death, whichever is earlier. On diagnosis of any of the covered CIs or occurrence of ATPD or death, whichever is earlier, annuity ceases immediately and Purchase Price along with the Accrued Paid-up Additions, if any, will be paid in lump sum to the Annuitant/nominee and policy will terminate without any further benefit.   This option is available on Single Life basis.   Option to cover a second life under the same annuity plan Under this option, annuity is payable on a joint life basis. The Primary Annuitant will be the primary person entitled to receive the payouts, while the Secondary Annuitant will be entitled to receive the annuities, in the event of death of the Primary Annuitant. In a Joint Life annuity, the Secondary Annuitant can be the spouse/major child/parent/major grandchild/grandparents or sibling of the Primary Annuitant.   Option to convert annuity amount into the Paid-up Additions Under this Additional Benefit, the Annuitant will have option to convert an annuity amount into the Paid-up Additions. The Annuitant can choose the benefit at the inception of policy or at any subsequent policy anniversary.  At any point of time during the policy term, the Annuitant also have an option to opt out from Paid-up Additions Benefit. Once opted out, the Annuitant will start receiving annuity as per the original schedule. Higher annuity instalment for higher purchase price You enjoy higher annuity rates for higher purchase price. As a result you get higher annuity payouts.

An NRI can buy a life insurance policy to safeguard his/her family's future financial interests in absence of the policyholder. NRIs can buy term insurance plans and savings and investment plans in India. The insurance premiums applicable for these plans are variable, depending upon terms of the policy, the frequency of premium payments, age, health conditions etc. The term durations are also variable depending upon the products offered by different insurers in India. Insurance policies for NRI can be easily bought online across countries and continents. Benefits : Long Term Protection : Insurance plans provide longer protection for the policyholder and their family. One can choose a life cover up to the age of 100 years. Financial Stability : Term Insurance plans help NRIs in securing the family’s future by providing financial stability even when the main breadwinner is not around. Peace of Mind : Term plans give comprehensive protection to the family which helps in living peacefully without worrying about the future. Tax Benefit : NRIs are eligible for saving tax³ on income earned in India. Premiums paid for a term insurance in India are deductible from taxable income under Section 80C. The payment (maturity amount) received under an insurance policy is also exempt subject to conditions under Section 10(10D) of the Income Tax Act, 1961.

Benefits of Guaranteed Saving STAR   Lumpsum or Regular Guaranteed 1   Returns   Pay-out as you like! With an option to receive guaranteed 1  returns as lumpsum at maturity or in a regular stream of 5 equal annual  instalments, this is the plan you need to chase your dreams. Such flexibility makes it easy for you to fulfil future goals such as buying your dream house, a luxury car, saving for your child’s higher education, etc.   Enhanced Cover Option to Protect Your Family   Higher cover for advanced security! This plan offers Enhanced Cover option, through which you can safeguard your loved ones’ futures with 20x the premium 4  paid in case you’re not around to look after them.   Long Term Savings & Protection   Hit a century, tension-free! Guaranteed 1  savings and life cover for a policy term as high as 40 years. On entering the policy at age sixty, protect your loved ones till you hit a century and enjoy savings that lasts a lifetime.   Family Income Benefit   Benefits you can’t ignore! This optional benefit ensures that in case of an unfortunate death or diagnosis of covered Critical Illness, you and/or your family continues to receive the policy benefit, with all future premiums waived off. There are two options under this benefit - Family Income Benefit on Death & Family Income Benefit on Critical Illness and Death.   Tax Benefits³   Deductions, that everyone dislikes! The premiums you pay towards this plan are eligible for tax deductions up to ₹64, 116* under section 80(C) and the returns you receive have tax benefits³ under section 10(10D). This makes investing in this plan a smart investment.

Benefits of Income Builder   Income + Protection in one plan   One plan, Two benefits! Get the plan that looks out for you by offering a regular income as well as a life cover. Receive returns in the form of monthly installments and a lump sum, depending on your choice of variant.    Two Plan Options   Plans that are twice as nice! The Edelweiss Tokio Life Income Builder plan comes in two variants - Base plan or Secured Income plan. The Base plan gives you the freedom to pay your premiums in one go through the single premium option or a series of regular installments. The second variant is the Secured Income option, which has the added advantage of being outfitted with the Critical Illness Benefit.   Secured Income Option   Look out for the silver lining! This option ensures that in case of death or diagnosis of covered Critical Illnesses, your loved ones won’t have to compromise on their dreams as they will continue to receive the payouts without paying any future premiums. The 12 critical illnesses listed include Heart Attack, Third Degree Burns, Cancer, Kidney Failure and more.    Maturity Benefit Options   Time to reap what you have sown! You can choose from two options to get your regular second income. The first is the Regular Income option, where you get your returns in the form of installments. You can decide their frequency by choosing to receive them monthly, quarterly, half-yearly or annually. The second option is the Regular Income + Lump Sum option where you get a lump sum payout in addition to your installments.   Advance the Payout Date^*   Choose your own special day! You get the flexibility to receive income on the day of the month that you cherish the most. This means you can choose a special occasion in your life and get more joy that day, or create a new occasion, for receiving your additional income.   Tax Benefits³   Deductions no more! All the premiums paid towards  Edelweiss Tokio Life Income Builder, are eligible for deductions under section 80 (C) and the maturity benefit under section 10(10D).

A Unit Linked Insurance Plan (ULIP) is a life insurance plan that offers dual benefits of investing your money in the market for your future goals and get life cover to financially protect your family in case of any unprecedented event. Due to this dual benefit of wealth creation and protection, ULIPs have an edge over traditional life insurance plans. Basis your risk-appetite and life goals, a ULIP allows you to invest in equity and debt funds. You can fulfil your goals such as buying a house or funding your children’s higher education with a ULIP. How Does A Unit Linked Insurance Plan Work? A Unit Linked Insurance Plan (ULIP) is a financial instrument, which combines the benefits of market-linked investment and life insurance. This means that along with providing you life cover, your investment is diversified in the market and returns are incidental to the market performance, helping you generate better returns in the long-term. Investments in ULIP can be customized as per preferences. You can choose to invest in a bouquet of diverse funds, including equity, debt, and balanced funds, basis your risk appetite. Generally, investors seeking lower risk may opt for debt funds, while equity is preferred by investors willing to take higher risks. If you are someone looking for a combination of equity and debt funds where risk is moderate and returns are higher than debt funds, then balanced funds are the right choice for you! Please find here our list of funds. Moreover, premium amount paid toward ULIP is eligible for tax benefits up to ₹1, 50, 000 under Sections 80C and returns upon maturity are exempt under Section 10(10D) if conditions of Income Tax Act, 1961, are fulfilled#.  You need to continue your ULIP for 5 years to continue tax exemptions.

• MOQ 5 Bottle
• ColorWhite
• FormTablets
• Packaging TypePlastic Bottles
• Country of OriginIndia
• Brand NameVestige
• Packaging Size100 Tablet
• Type Of SupplementCalcium
• Usage/applicationMaintains Calcium Level in the Body
• GradeMedicine Grade

• MOQ 5 Bottle
• Packaging TypePlastic Bottle
• Packaging Size100 Capsule
• CompositionSpirulina Platensis
• Prescription/Non prescriptionPrescription
• Brand NameVestige
• UsageIt helps to strengthen the immune system
• Grade StandardMedicine Garde
• Strength500mg

• MOQ 5 Bottle
• Country of OriginIndia
• CompositionGanoderma Lucidum
• Brand NameVestige
• Prescription/non PrescriptionPrescription
• Packaging Size90 Capsule
• Usage/applicationPromotes Stamina and Endurance to Fight Fatigue and Illnesses
• Form TypeCapsule

Benefits of Edelweiss Tokio Life-Wealth Rise+   Multiple Benefits. One Plan.   Benefits that make your income grow! With this plan, we help you accumulate wealth with market-linked returns, guaranteed 1  lumpsum at maturity, additional fund boosters 5  and tax benefits 3 .    Guaranteed¹ Lumpsum   Savings with security! Add a safety net to your market-linked returns with guaranteed¹ lumpsum available with the Base Cover option. Guaranteed¹ Lumpsum will be payable to the fund value at the time of maturity.   Customized Coverage for Your Needs   2 plan options to choose from! The product offers following two Plan Options - Base Cover and Enhanced Cover. Under Base Cover option, you get life cover of either 7 times to 10 times annualized premium on individual life depending on the annualized premium chosen. If you choose enhanced cover option, you get minimum 15 times of annualized premium as life cover on individual life. And you can choose a higher multiple as life cover subject to board approved underwriting policy.    Investment Strategy Options    Your choice or ours? You can opt for the self-managed investment strategy, where you get unlimited switches between funds using switch option. Alternatively, we offer Life Stage and Duration based STP (here we manage your funds according to your life stage). This strategy ensures that money is moved from equity-oriented fund to debt-oriented fund as the age increases, and the remaining policy term reduces.   Additions to the Plan We help you grow your fund value! Under Base Cover option, you can receive Loyalty Additions to maximize your returns, applicable from the 6ᵗʰ policy year till the end of premium paying term. Similarly, booster additions are added at the end of 10ᵗʰ policy year and every 5ᵗʰ policy year thereafter till the policy maturity. The Maturity Addition is available for premium paying term greater than and equal to 10 years.     Under Enhanced Cover option, the Booster Additions will be added, at the end of each policy year, to the fund value in form of addition of units starting from the end of 11ᵗʰ policy year till maturity.    Bouquet of 7 Funds Select the funds of your choice! We’ve got a bouquet of diverse funds that will help you in your journey of wealth accumulation, if you opt for self-managed strategy. Following 7 Unit Funds are offered under this plan - Equity Large Cap, Equity Top 250, Bond Fund, Managed Fund, Equity Mid Cap Fund, Equity Blue Chip Fund and GILT Fund. Little Star Benefit Option   Build a bright future for your champ! Children carry the hope of a brighter future, and nothing should diminish their potential. That is why, in case you are no longer around, this optional benefit, if opted, waives off any future premiums and keeps the policy benefits intact. Tax Benefits³   No Deductions, no worries! Premium amount you pay towards ULIP is eligible for tax benefits³ under Sections 80C and returns upon maturity are exempt if conditions of section 10(10D) of Income Tax Act, 1961, are fulfilled.

Benefits of Zindagi Plus   Life Cover   We’re there for you throughout! There are some circumstances one can’t foresee, including a pandemic. In case of your demise during the policy term, we’ll stand by your family and provide the nominee with the death benefit.   Better Half Benefit Option*³   Undying love indeed! Opt for Better Half Benefit at a little extra cost to make sure you always have your partner’s back. This provides your spouse an additional life cover of 50% on your base sum assured, when you’re not around.   No Medical Tests   Worried about stepping out of home in this pandemic? This plan provides the option of life cover without medicals, up to Rs. 99, 99, 000. So stay home, stay secured!   Waiver of Premium Benefit^^   We’re with you in sickness and in health! Even if you face a critical illness, we’ve got your back. Opt for this feature that doesn’t make you worry about your premium payments at a difficult time, upon being diagnosed with any one of the 35 listed critical illnesses   Discount⁴ on Large Sum Assured   Yes, you’re reading it right!We believe in rewarding those who aim higher. So, this plan offers attractive discounts⁴ on premiums when you opt for a higher life cover.   Premium Payment Option   Let’s take the tired out of retired! We have designed an option for you to pay your premiums till you turn 60, so you can enjoy your second innings in peace. Alternatively, you can choose to pay premiums till the end of the  policy term , if that suits you better.   Tax Benefits³   No deductions, no worries! The premiums paid under this plan are eligible for deductions under Section 80(C) and the death benefit is also eligible for tax benefit under section 10(10D).

Retirement plans or pension plans are a specific type of insurance policies that help you live a comfortable retired life. These plans provide protection and also act as investment policies that help you accumulate a corpus to meet your post-retirement needs such as medical expenses, living costs, etc. These plans invest your earnings over the years and create a fund, which you use a lump sum or in parts during retirement. With adequate investment and proper planning, you can easily plan your golden years and secure your future with a steady flow of income even after retirement. Why Do You Need A Retirement Plan? We tend to invest our hard-earned money in meeting our day-to-day needs so much so that we pay little attention to securing a comfortable and prosperous life for ourselves in our later years. Most of us have demanding jobs and even demanding lifestyles. In the daily hustle-bustle of our stressful lives, do we even give a thought to life after retirement? But we owe it to ourselves to take a deep breath and think about the future too. What would be the point of working so hard if we are not able to enjoy the fruits of labour in our retired life? Apart from lifestyle, we have responsibilities towards our families that may not go away with retirement. To ensure that your post-retirement life is smooth and peaceful and your family is still well looked after, planning for retirement now is very important. Basis your current age, income, lifestyle and life goals, you can choose an investment amount and plan for your retirement. Do you believe in Income after Retirement? Retirement from professional life should not mean that you stop getting a regular income. Retirement plans allow you to allocate a part of your savings and let them grow over a period of time. You can then opt to get regular pay-outs after you retire.