KUMAR VALUES CONSULTANCY SERVICES

Jangeer Wala Chouraha, Indore, Madhya Pradesh

Types of Business Registrations We Offer: Proprietorship Registration 🔹 Ideal for freelancers, traders, small business owners 🔹 Quick registration using PAN + Aadhaar + Bank Proof 🔹 Includes Shop Act (Gumasta), Udyam MSME, and optional GST Partnership Firm Registration 🔹 Drafting of Partnership Deed by legal experts 🔹 Registration under Partnership Act, 1932 🔹 PAN, GST, and Bank Account assistance LLP Registration (Limited Liability Partnership) 🔹 Suitable for startups & professionals 🔹 DSC, DIN, LLP Agreement, and MCA registration included 🔹 ROC compliance support Private Limited Company Registration 🔹 Ideal for high-growth startups and investors 🔹 Includes Name Approval, DSC, DIN, MOA, AOA 🔹 ROC filing, PAN, TAN, and GST registration One Person Company (OPC) Registration 🔹 Best for solo founders needing liability protection 🔹 All ROC formalities + PAN, TAN, GST assistance NGO / Section 8 Company / Trust Registration 🔹 For charitable, non-profit, or spiritual initiatives 🔹 Includes MOA drafting, Trust Deed, and legal compliance 🧾 Additional Services Included with Registration ✔ PAN & TAN Application ✔ GST Registration & Filing ✔ MSME Udyam Registration ✔ Shop Act License (Gumasta) ✔ FSSAI License (for food-related businesses)

🏠 Types of Mortgage Loans We Offer: Residential Property Mortgage Raise funds by mortgaging a house, flat, bungalow, or apartment you already own. Commercial Property Mortgage Avail large loans against shops, showrooms, offices, or commercial buildings. Industrial Property Mortgage Funding for manufacturers and industrialists by mortgaging factories, warehouses, sheds, etc. Lease Rental Discounting (LRD) Get loans against rent receivables from leased commercial properties. Top-Up on Existing Mortgage Need more funds? Apply for a top-up loan without new paperwork. Balance Transfer Facility Transfer your high-interest LAP to another bank/NBFC for a lower rate, with top-up option. 💰 Loan Features & Highlights: 🔹 Loan Amount: ₹5 Lakhs to ₹25 Crores 🔹 Interest Rate: Starting from 9.50%* p.a. (varies by profile & lender) 🔹 Loan Tenure: Up to 15 years 🔹 Loan-to-Value (LTV): Up to 75% of property value 🔹 No Prepayment Penalty for individual borrowers 🔹 Quick Sanction & Disbursal – Get funds in 5 to 7 days 🔹 Flexible EMI Options tailored to income profile 📋 Basic Documentation Required: For Individuals (Salaried/Self-Employed): ✅ PAN Card & Aadhaar Card ✅ Property Ownership Documents ✅ Latest ITR / Income Proof / Salary Slips ✅ 6 Months Bank Statement ✅ Business Proof (if applicable) ✅ Latest Property Tax Receipt & Electricity Bill For Companies / Firms: ✅ Company PAN & Address Proof ✅ MOA/Partnership Deed ✅ GST Certificate & Financial Statements ✅ Director KYC + Property Papers 💡 Why Choose KVCS for Mortgage Loans? ✔ Tie-up with 25+ Banks & NBFCs ✔ Get Maximum Loan Eligibility Based on Actual Market Value ✔ Professional Property Valuation Support ✔ Expert Legal & Documentation Assistance ✔ EMI Calculator + Pre-Approval Services ✔ 100% Paperless Process Options Available ✔ Transparent Fees – No Hidden Charges ✔ Fast Track Support for Business Owners & Builders

✅ Our Home Loan Solutions Cover: New Home Purchase Loan For purchasing a newly constructed or under-construction property in approved housing projects, societies, or from builders. Flat Purchase Loan (Ready Possession) Ideal for salaried and self-employed individuals looking to buy ready-to-move-in flats in cities or townships. Plot + Construction Loan Get financing to buy a residential plot and construct your house within a fixed time frame—2-in-1 facility with flexible disbursal. Home Construction Loan Already own land? We offer financing to build your home on your existing plot with full technical & legal guidance. Home Loan Balance Transfer Shift your existing high-interest home loan to a new bank/NBFC with lower interest rates & top-up facility. Top-Up Home Loan Need extra funds over your existing loan? Get a top-up at home loan rates for renovation, interiors, or personal use. 📋 Features & Benefits: 🔹 Loan Amount: ₹5 Lakhs to ₹5 Crores 🔹 Interest Rates: Starting from 8.35%* p.a. (as per bank/NBFC) 🔹 Tenure: Up to 30 years 🔹 EMI Options: Step-up, Step-down, Fixed & Floating 🔹 Banks/NBFCs: All major institutions like HDFC, ICICI, SBI, PNB, LIC Housing, Axis, and more 🔹 Quick Processing: Fast approval within 48 hours with minimal documentation 🔹 Doorstep Service: Complete support via phone or WhatsApp 📁 Documents Required (Basic): For Salaried Individuals: ✅ PAN Card, Aadhaar Card ✅ 3–6 Months Salary Slip ✅ 6 Months Bank Statement ✅ Form 16 / Income Tax Return ✅ Property Papers (if finalized)   For Self-Employed Individuals: ✅ PAN Card, Aadhaar Card ✅ Business Proof (GST, Shop Act, MSME) ✅ 2–3 Years ITR ✅ Bank Statement ✅ Property Documents