Mortgage Loan

🏠 Types of Mortgage Loans We Offer: Residential Property Mortgage Raise funds by mortgaging a house, flat, bungalow, or apartment you already own. Commercial Property Mortgage Avail large loans against shops, showrooms, offices, or commercial buildings. Industrial Property Mortgage Funding for manufacturers and industrialists by mortgaging factories, warehouses, sheds, etc. Lease Rental Discounting (LRD) Get loans against rent receivables from leased commercial properties. Top-Up on Existing Mortgage Need more funds? Apply for a top-up loan without new paperwork. Balance Transfer Facility Transfer your high-interest LAP to another bank/NBFC for a lower rate, with top-up option. 💰 Loan Features & Highlights: 🔹 Loan Amount: ₹5 Lakhs to ₹25 Crores 🔹 Interest Rate: Starting from 9.50%* p.a. (varies by profile & lender) 🔹 Loan Tenure: Up to 15 years 🔹 Loan-to-Value (LTV): Up to 75% of property value 🔹 No Prepayment Penalty for individual borrowers 🔹 Quick Sanction & Disbursal – Get funds in 5 to 7 days 🔹 Flexible EMI Options tailored to income profile 📋 Basic Documentation Required: For Individuals (Salaried/Self-Employed): ✅ PAN Card & Aadhaar Card ✅ Property Ownership Documents ✅ Latest ITR / Income Proof / Salary Slips ✅ 6 Months Bank Statement ✅ Business Proof (if applicable) ✅ Latest Property Tax Receipt & Electricity Bill For Companies / Firms: ✅ Company PAN & Address Proof ✅ MOA/Partnership Deed ✅ GST Certificate & Financial Statements ✅ Director KYC + Property Papers 💡 Why Choose KVCS for Mortgage Loans? ✔ Tie-up with 25+ Banks & NBFCs ✔ Get Maximum Loan Eligibility Based on Actual Market Value ✔ Professional Property Valuation Support ✔ Expert Legal & Documentation Assistance ✔ EMI Calculator + Pre-Approval Services ✔ 100% Paperless Process Options Available ✔ Transparent Fees – No Hidden Charges ✔ Fast Track Support for Business Owners & Builders