Spectrum Advisors Thane, Maharashtra

This is applicable in cases where the policy holder/ Insurance Intermediary wants us to hire our services as a retainer, on a monthly fees basis. Our advisory will be available a call away. This would involve activities like- Reviewing existing Claim process Coordination with surveyor Guidance on Claim Bill & Claims Paper Submission Drafting of letter Review of claim papers before submission Pursuing with Insurers/surveyor for Interim payment if applicable Liasoning with insurers & surveyors for assessment Review of assessment Discussion with surveyor and/or surveyor on assessment before conclusion Liason with surveyor for early submission of their final Survey Report.

Here the policyholder want us to handle a particular claim from the day one. This would involve- Coordination with surveyor Guidance on Claim Bill & Claims Paper Submission Drafting of letter Review of claim papers before submission Pursuing with Insurers/surveyor for Interim payment if applicable Liasoning with insurers & surveyors for assessment Review of assessment Discussion with surveyor and/or surveyor on assessment before conclusion Liason with surveyor for early submission of their final Survey Report.

Considering the efforts involved in too-n-fro communication with insurer & surveyor and arranging the documents you may decide to outsource your claims function for monthly fees.  Our services would involve- Intimating the claim to insurers Coordinating with insurers for survey Coordinate with insurer/surveyor to get the list of requirements in claim Leading the claim bill prepration & claims submission in coordination with your office. Review of claims in on timely basis in presence of your officials Follow up for claim settlement with insurers Advisory of claims in case of complicated/troubled claims

The world is dynamic and hence the business. Owing to ongoing stages of Globalization, the rapidly happening urbanization, newer technologies, laws bring newer challenges and risk exposures in the business. In light of the same, the existing policies need a review. We review your commercial insurance policies perspective of the Coverage opted, Clauses/warranties/special conditions attached to it after understanding your business & processes within.  Accordingly we provide an independent assessment on the gaps we observe.

Insurance of Export Or Import consignment where the damage or loss to the consignment is noticed overseas, the Claim Settling Agent of your insurer comes into action first to arrange for the survey through their survey agent at the city/location where the consignment is observed damaged and then issues the survey report.  Many a times the process is painful and takes unreasonable time to get status of the claim and conclusion because of the distance and non approachability. By virtue of our experience of working in General Insurance Companies we have interacted with these agencies and possess reasonable rapport whereby we can follow up with them directly and seek speedy revert on our queries.  In case of any troubled claim we can represent the matter on your behalf on the merits of the case. Our involvement helps you to curtail the time lag and get compensated for a valid claim speedily.

Insurance of Export Or Import consignment where the damage or loss to the consignment is noticed overseas, the Claim Settling Agent of your insurer comes into action first to arrange for the survey through their survey agent at the citylocation where the consignment is observed damaged and then issues the survey report. Many a times the process is painful and takes unreasonable time to get status of the claim and conclusion because of the distance and non approachability. By virtue of our experience of working in General Insurance Companies we have interacted with these agencies and possess reasonable rapport whereby we can follow up with them directly and seek speedy revert on our queries. In case of any troubled claim we can represent the matter on your behalf on the merits of the case. Our involvement helps you to curtail the time lag and get compensated for a valid claim speedily.