Loan against Property Services

Loan Against Property — MyLoanWala At MyLoanWala, we understand that life presents opportunities and challenges in equal measure — whether it’s expanding your business, renovating your home, funding education, or consolidating debt. That’s why our Loan Against Property (LAP) product is designed to unlock the value of your immovable asset and offer you a flexible, affordable solution. Why choose MyLoanWala’s Loan Against Property? Higher loan amount: By mortgaging your residential or commercial property, you can access substantial funding — typically much more than personal loans or unsecured credit. Competitive interest rates: Our rates are structured to be favourable, helping you manage repayments without undue strain. Longer tenure: With tenures stretching up to 15–20 years (or as per bank/NBFC policy), the monthly burden can be reduced, making the loan manageable. Flexible usage: Use the funds for any legitimate purpose — business expansion, debt restructuring, medical emergencies, education abroad, home improvement — the choice is yours. Minimal documentation: We strive to make the process hassle-free. Property valuation, verification and approval are handled efficiently to get you faster access to funds. Retain ownership: You keep ownership of the property. The asset is only mortgaged — you continue to occupy/use it (subject to rules) while benefiting from liquidity. How it works You submit an application with property details: type (residential/commercial), location, built-up area, age and ownership documents. MyLoanWala arranges a property valuation and legal verification. Based on the valuation and your repayment capacity, we sanction a loan amount (usually a percentage of the property’s market value). Once approved, paperwork is completed, the mortgage is registered, and funds are disbursed into your bank account. You repay the loan in equated monthly instalments (EMIs) over the agreed tenure. At the end of the tenure (or earlier, if you choose), the lien is released and full ownership reverts to you. Who can benefit? Business owners or self-employed professionals needing working capital or business expansion. Salaried individuals who own a property and wish to tap into its value for personal goals. Real-estate owners who prefer not to sell their assets but need liquidity. Debt-burdened borrowers wanting to consolidate high-interest bills into one manageable EMI. Our promise   At MyLoanWala, we are committed to transparency and trust. There are no hidden charges. Before you sign, you’ll know exactly how much you’re borrowing, your interest rate, tenure, EMI, and the total cost of borrowing (including all fees and legal costs). We support you throughout: from application, valuation, legal formalities to disbursement and follow-through until your loan closure.