Get in touch with us for obtaining preeminent quality Personal Loan solutions! We are a trustworthy Personal Loan Services Provider in Maharashtra, India. God forbid, if in case you ever face an unexpected expense like school or college admission, home improvement, medical exigency, etc., you can simply contact us and get your immediate finance requirement on the spot. We make sure that the procedure stays simple, hassle-free and transparent. The rates of Personal Loans differ from lone bank to the other; therefore, we draw out a whole chart for easy and clear understandings in order to make smart decisions.

The Interest Rate : Since it's a form of insecure loan, the interest rate on Personal Loan is always the highest. But it can come in handy to meet sudden, unplanned needs, such as a child's education, wedding or medical expenses. Then again, Personal Loan interest rates depends largely on the borrower's past credit history. If you have a clean report, you may be able to negotiate one or 2 per cent less rate on your Personal Loan.
The Eligibility : You are eligible for a personal loan if you are a salaried individual, self-employed individual (own business), or a self-employed professional (doctor, lawyer, etc.). Other factors that are taken into consideration are your present income, a forecast of your future earning power, age, repayment capacity, past obligations. Employees with multi-national companies get these loans disbursed easier and faster – we know why!
How to Apply : You can expect some relaxation in the interest rate on personal loans, if you :

• Provide some form of collateral against this loan
• Download and study your own credit report
• Opt for a fixed rate of interest
• Be ready to pay the bank's processing fee and pre-payment penalty, if any

Equated Monthly Instalment : You can use Creditfina’s Personal Loan EMI Calculator to find out exactly how your  EMI would get set.
The List of Documents :
In comparison to other loan kinds, personal loan requires least number of documents, except proof of :

• Identity
• Residence and
• Income

The Sanctioning Process : It is very easy to get a personal loan as it requires a lot less paperwork and is the best option when you are in urgent need of money. Moreover, it is relatively hassle-free as it does not require any guarantor, security, or collateral. Once you have qualified for the loan it takes only about three days to get the loan amount disbursed to you.

Get in touch with us for obtaining preeminent quality Personal Loan solutions! We are a trustworthy Personal Loan Services Provider in Maharashtra, India. God forbid, if in case you ever face an unexpected expense like school or college admission, home improvement, medical exigency, etc., you can simply contact us and get your immediate finance requirement on the spot. We make sure that the procedure stays simple, hassle-free and transparent. The rates of Personal Loans differ from lone bank to the other; therefore, we draw out a whole chart for easy and clear understandings in order to make smart decisions.

The Interest Rate : Since it's a form of insecure loan, the interest rate on Personal Loan is always the highest. But it can come in handy to meet sudden, unplanned needs, such as a child's education, wedding or medical expenses. Then again, Personal Loan interest rates depends largely on the borrower's past credit history. If you have a clean report, you may be able to negotiate one or 2 per cent less rate on your Personal Loan.
The Eligibility : You are eligible for a personal loan if you are a salaried individual, self-employed individual (own business), or a self-employed professional (doctor, lawyer, etc.). Other factors that are taken into consideration are your present income, a forecast of your future earning power, age, repayment capacity, past obligations. Employees with multi-national companies get these loans disbursed easier and faster – we know why!
How to Apply : You can expect some relaxation in the interest rate on personal loans, if you :

• Provide some form of collateral against this loan
• Download and study your own credit report
• Opt for a fixed rate of interest
• Be ready to pay the bank's processing fee and pre-payment penalty, if any

Equated Monthly Instalment : You can use Creditfina’s Personal Loan EMI Calculator to find out exactly how your  EMI would get set.
The List of Documents :
In comparison to other loan kinds, personal loan requires least number of documents, except proof of :

• Identity
• Residence and
• Income

The Sanctioning Process : It is very easy to get a personal loan as it requires a lot less paperwork and is the best option when you are in urgent need of money. Moreover, it is relatively hassle-free as it does not require any guarantor, security, or collateral. Once you have qualified for the loan it takes only about three days to get the loan amount disbursed to you.